What is a Morgan home worth?
Zillow put the typical Morgan home at $749,383 in data through June 30, 2026, up 1.3 percent in a year. The countywide figure was $739,521 through August 31, 2026 (up 2.3 percent). Zillow's June median list price was lower, $682,450.
That one number blends very different property. County records show the original townsite averaging a 1968 build year on 0.41 acre lots, 2020s townhomes on lots near 0.02 acre, and a planned development where lots average about 4 acres. In a city of 4,071 people (2020 Census), any one of those types sells only a few times a year.
In Morgan the nearest sale is often the wrong comp. The right one matches the lot and the era.
How do Morgan's neighborhoods differ?
Morgan splits three ways: the original townsite grid, detached subdivisions from the 1960s to the 2020s on lots of roughly a quarter to a third of an acre, and attached or small lot projects under a tenth of an acre. County records list 20 recorded subdivisions with homes.
Morgan City Townsite
The original grid on State Street, Young Street and the numbered streets, where North and South Morgan joined in 1868. County records show about 415 homes built from 1881 to 2024 (average 1968) on lots near 0.41 acre, with houses around 990 square feet. Land and condition carry most of the comparison.
Imperial Estates
Nine plats on Imperial Drive, Rose Drive, Esquire Drive and Deer Valley Drive, east of the townsite: about 158 homes averaging a 1990 build year on lots near a third of an acre. Build years run 1961 to 2024, so a sale from one plat can need an age adjustment against another.
Fox Pointe
Four phases on Fox Drive, Hound Street and 150 to 200 South: about 146 homes built 2001 to 2019 on lots near a quarter acre, around 1,015 square feet in county records. Most went up around 2007, so finish level and updates separate sales more than location inside the plat.
Riverstone Townhomes
Morgan's newest attached housing: about 96 townhomes in five phases, built 2020 to 2024 along 100 West between 275 and 425 North, on lots near 0.02 acre and about 1,480 square feet. Detached sales do not fit here, so Riverstone resales come first, then other small lot projects.
Quail Hollow
A planned residential unit development (P.R.U.D.) on Ruby Drive, Violet Drive and Sapphire Way. About 91 homes went up over two decades, 2003 to 2023, on lots averaging 0.04 acre and about 1,540 square feet. A 2005 home and a 2022 home in the same project are not interchangeable comps.
Mahogany Ridge
Five phases on Mahogany Ridge Road, Eagle View Drive, Grand View Drive and Thackeray Circle: about 70 homes, mostly 2010s builds, on lots near 0.35 acre. Houses average about 1,815 square feet in county records, among the larger averages in town. A view adjustment needs Morgan sales that show buyers paid for one.
Meadow Creek Estates
A P.R.U.D. on Meadow Creek Way and Island Road where lots average about 4 acres, the largest in Morgan's county records. Its 37 homes were built 1996 to 2023. Acreage sales inside the city are rare, so land sales and outbuildings get reviewed alongside house sales.
More Morgan subdivisions
- Young Estates: About 93 homes near a 1995 average build year, each on 0.29 acre.
- Wasatch Shadows: Built 2004 to 2024 on third acre lots; homes average about 1,510 square feet.
- Mountain Shadows: Fifty three homes started in the 1970s and average 1999: check remodels before trusting the build year.
- Mountain Vista: Forty nine homes built 2017 to 2021, so close in age that finish and lot set the spread.
- Mountain Vista Villas: Recorded as a P.R.U.D.: 19 homes from 2020 to 2022 on 0.05 acre lots.
- Red Rock Village: A mid 2000s comp set of 45 homes on lots near a third of an acre.
- Golden Acres: About 870 square feet in county records, the smallest average house size in Morgan, on quarter acre lots.
- Pheasant Run: New construction from 2021 to 2024; its 39 homes average about 2,030 square feet, the largest in town.
- Deer Hollow: Twenty nine homes centered on 2009, lots just under a third of an acre.
- River Cove: Small lot homes (0.05 acre) built 1994 to 2002, two decades older than Riverstone.
- Valley Vista Estates: The newest plat in the records: 17 homes from 2022 to 2024 on fifth acre lots.
- Wildflower: A P.U.D. with lots near half an acre and homes built 2004 to 2022.
- Quail Ridge: Fifteen small lot homes from 2004 to 2007; same era Quail Hollow sales are the natural check.
- Morgan Historic District: Centered on Commercial Street, the old business core, where building age and condition lead.
What drives home values in Morgan?
Lot size and product type move value more than address. County records put townsite lots near 0.41 acre and Meadow Creek Estates near 4 acres, while Riverstone and Quail Hollow sit under a tenth of an acre. A townhome buyer and a quarter acre buyer in Fox Pointe are shopping different markets, and Weston keeps those comps apart.
Morgan is the county seat and part of the Ogden-Clearfield metro area, and Morgan High School (Morgan School District) is in the city. The whole county had 12,295 people in the 2020 Census, so closed sales run thin. When Morgan city has too few, Weston widens the search across the county and adjusts for location only where sales show buyers pay a difference.
Which appraisals does Weston do in Morgan?
Weston takes purchase and refinance, estate and date of death, divorce and settlement, tax assessment appeal, PMI removal, and pre listing and consulting assignments in Morgan (see services). Weston is FHA approved, and an FHA appraisal also checks the house against HUD's minimum property standards. Reports are UAD 3.6 ready. Weston delivered 100 percent on time in 2025, and 2026 turn times average under five days: about a week from order to delivered report, and usually less. Call (801) 403-7723 to order.
What Morgan homeowners ask
What is my house worth in Morgan?
Zillow's typical Morgan value was $749,383 in data through June 30, 2026. Yours depends on lot, age and product: a Riverstone townhome and an older townsite house on 0.4 acre have little in common. An appraisal prices your home against closed Morgan sales.
What is the 2026 FHA loan limit in Morgan County?
Homebuyer.com lists $744,050 as the county's 2026 limit for a one unit home. That sits close to Zillow's typical Morgan value of $749,383, so a large share of Morgan homes fit under it. Weston holds the FHA approval those loans require.
Will my Morgan refinance need an appraisal?
Usually, though the lender decides, and some loans qualify for a waiver when automated data supports one. Morgan's thin sales and mixed lot sizes give those models little to work with, so plan for an appraisal and ask your lender early.
How long does a Morgan appraisal take?
Weston gives a delivery date when you order; the 2025 and 2026 record is in the services section above. Acreage parcels, such as those in Meadow Creek Estates, can take longer because matching sales may have to come from farther away.