What is a house worth in Ogden right now?
The typical Ogden home is worth $403,563 as of May 31, 2026, up 1.1% year over year, and the median sale price was $382,983 in April 2026 (Zillow).
That citywide figure hides a wide spread. Weber County's median single family price sits at $499,000 for Q2 2026 per the Salt Lake Board of Realtors, and many east bench streets clear that comfortably while parts of the west side sell well below it. Ogden also holds some of Utah's oldest housing stock, so condition and updates move value as much as square footage does. A certified appraisal, not an algorithm, is how you find where your house actually lands.
“Ogden is two markets in one. A 1905 Victorian near 25th Street and a west side rambler can sit a mile apart and value nothing alike.”
What drives property value in Ogden?
Location and housing era drive Ogden values more than almost anywhere in Utah. The east bench, including Shadow Valley below Mount Ogden, commands the city's top prices, while the historic core around the Jefferson Avenue Historic District and Historic 25th Street trades on character and walkability. Employment anchors the demand: Hill Air Force Base employs 26,893 personnel as Utah's largest single site employer, with Weber State University and Intermountain Health McKay-Dee Hospital close behind. Downtown momentum matters too. Ogden City's WonderBlock redevelopment and the plans taking shape around Union Station are remaking the blocks west of Washington Boulevard, and reinvestment like that works its way into comps over time. Add trail and canyon access on the east side and you get sharp price differences over short distances. When I appraise in Ogden, choosing comparables from the right micro market, bench versus flats, historic versus postwar, is the whole job.
When do you need a home appraisal in Ogden?
You need an appraisal for most purchase mortgages and refinances, and Ogden's price point keeps FHA financing common, with a 2026 Weber County FHA loan limit of $744,050 for a single family home. Homeowners also order appraisals to remove PMI once a loan reaches 80% of original value, a right documented by the CFPB. Estate and date of death appraisals, divorce appraisals, pre listing appraisals on older homes with additions, and property tax appeals round out the list. Apex Appraising is FHA approved, UAD 3.6 ready ahead of the November 2026 mandate, and averaged under 5 days per assignment in 2026.
Questions people ask us in Weber County
What is my house worth in Ogden?
The typical Ogden home value is $403,563 as of May 2026, and the median sale price was $382,983 in April 2026 per Zillow. Those are citywide midpoints, not your number. With east bench homes, historic districts and postwar neighborhoods in one city, an appraisal from a certified residential appraiser is the reliable way to price your specific property.
What is the 2026 FHA loan limit in Weber County?
The 2026 FHA loan limit for a single family home in Weber County, including Ogden, is $744,050. That covers nearly every home in the city, which keeps FHA loans popular with Ogden buyers. Every FHA loan requires an FHA appraisal from an approved appraiser. Weston Groll at Apex Appraising is FHA approved and serves all of Weber County.
Is an appraisal more accurate than a Zestimate in Ogden?
Yes. Automated estimates lean on public records, and they struggle in Ogden, where a century old home with a full renovation and an identical looking one without can differ by six figures. An appraiser inspects the property, verifies condition and selects true comparables from the right neighborhood. When the number matters, order the appraisal.
How long does a home appraisal take in Ogden?
Apex Appraising averaged under 5 days from order to delivered report in 2026 and delivered 100% of assignments on time in 2025. The onsite inspection itself usually takes under an hour, then research and reporting follow. Need a fast turnaround in Ogden? Call Apex Appraising at (801) 403-7723.