What is a house worth in Centerville right now?
The typical Centerville home is worth about $572,990 per the Zillow Home Value Index retrieved in July 2026, up 2.8% over the past year.
That tracks almost exactly with the Davis County median single family price of $568,450 reported for Q2 2026 by the Salt Lake Board of Realtors. In a largely built out city, value differences come from what has been done to each home over the decades, not from new supply. Two identical 1978 floor plans a street apart can differ by six figures in house value depending on remodels, which is precisely what an inspection based appraisal captures and an algorithm cannot.
“Centerville stopped building decades ago, so value lives in the remodels. Judging a kitchen from a county record is impossible. Judging it from the doorway is the job.”
What drives property value in Centerville?
Centerville is a compact, established bench city squeezed between the Wasatch foothills and the Great Salt Lake lowlands, about 15 minutes north of Salt Lake City via I-15 or Legacy Parkway. The Parrish Lane interchange is its commercial spine, with big box retail and dining clustered at the freeway, and CenterPoint Legacy Theatre gives the city a regional arts draw. On the east side, older neighborhoods climb toward the Deuel Creek trail in Centerville Canyon, where elevation, views, and mature lots command premiums.
Because Centerville is essentially built out, the market is a resale market: 1950s through 1990s housing stock in every state from original condition to full modern remodel, plus scattered infill. Appraising here means grading renovation quality accurately, tracking bench versus flatland location value, and knowing how Legacy Parkway proximity and freeway noise affect specific streets. Weston appraises Centerville regularly, and it sits inside his verified Davis County coverage area.
When do you need a home appraisal in Centerville?
With long tenure ownership common, estate and date of death appraisals are a steady need in Centerville, setting values for inheritance and tax basis. Mortgage work continues too: purchase and refinance appraisals, FHA appraisals under the $744,050 Davis County limit, and PMI removal appraisals, which the CFPB says you can request once your loan reaches 80% of the home's original value. Divorce appraisals, pre listing appraisals before selling a remodeled bench home, and property tax appeal support complete the list.
Questions people ask us in Davis County
What is my house worth in Centerville?
Zillow's index puts the typical Centerville home near $572,990 as of July 2026, but in a resale market like this, your remodel history matters more than any citywide average. A certified appraisal inspects your home, grades its condition against real Centerville sales, and documents every adjustment. Call Apex Appraising at (801) 403-7723 for your actual number.
How much does a home appraisal cost in Centerville?
Most Utah single family appraisals run roughly $400 to $800, and nearly all Centerville homes fall in that range. Unusual bench properties with few comps can price higher. Apex quotes the full fee up front, and with typical Centerville values near $573K, an appraisal costs about a tenth of one percent of the asset it protects.
How do I remove PMI on my Centerville home?
The CFPB confirms you can ask your servicer to cancel PMI when your balance reaches 80% of the home's original value, and servicers commonly require a current appraisal as evidence. Centerville values rising 2.8% in a year means many owners hit that threshold ahead of schedule. One appraisal fee can end months of PMI payments.
Is an appraisal more accurate than a Zestimate?
For Centerville, decisively yes. Automated estimates lean on public records that cannot see a 2024 kitchen remodel inside a 1975 rambler, and remodel spread is exactly what separates Centerville homes. An appraisal is built on a physical inspection and verified sales, which is why lenders, courts, and the IRS accept appraisals and ignore Zestimates.