What is a house worth in Farmington right now?
The typical Farmington home is worth about $697,669 as of June 30, 2026, per the Zillow Home Value Index, up 3.3% over the past year.
That is roughly $129,000 above the Davis County median single family price of $568,450 for Q2 2026 per the Salt Lake Board of Realtors, and the 3.3% annual gain outpaced most neighboring cities. Farmington's mix runs from pioneer era homes near the historic center to new west side subdivisions, so the citywide index hides huge spreads in house value. An appraisal replaces the average with your number.
“Farmington runs from pioneer homes by Main Street to brand new streets by Farmington Bay. Averaging them tells you nothing. Appraising them one at a time tells you the truth.”
What drives property value in Farmington?
Farmington is the seat of Davis County and its commercial center of gravity. Station Park, the regional shopping and dining hub at the FrontRunner station, and Lagoon, Utah's landmark amusement park, sit minutes apart off I-15. The county courthouse and offices bring steady weekday traffic, and the freeway junction where I-15, US-89, Legacy Parkway, and the West Davis Highway meet makes Farmington the best connected address in the county. UDOT opened all lanes of the West Davis Highway in January 2024, and west Farmington's newer neighborhoods near Farmington Bay have grown up around that access.
Value drivers split by geography: the east side trades on mature lots, mountain bench settings, and historic character near Main Street, while the west side trades on newer construction and commuter access. Weston appraises both regularly, and UAD 3.6, the new appraisal reporting standard mandatory for Fannie and Freddie loans on November 2, 2026, is already in his workflow, so Farmington lenders get current format reports today.
When do you need a home appraisal in Farmington?
Mortgage work leads: purchase appraisals, refinance appraisals, and FHA appraisals, though note the $744,050 Davis County FHA limit now sits close to the typical Farmington home value. Owners also order PMI removal appraisals, since the CFPB confirms cancellation can be requested at 80% of original value, and Farmington's 3.3% annual gain gets owners there faster. Estate and date of death appraisals, divorce appraisals, pre listing appraisals, and tax appeal support round out the common assignments.
Questions people ask us in Davis County
What is my house worth in Farmington?
The typical Farmington home is worth about $697,669 per Zillow (June 30, 2026), but Farmington's east bench, historic core, and new west side are very different markets inside one index. A certified appraisal values your specific home from inspected condition and the right closed sales. Call Apex Appraising at (801) 403-7723 to get it done right.
What is the FHA loan limit in Davis County for 2026?
The 2026 FHA loan limit for a single unit home in Davis County, including Farmington, is $744,050. With typical Farmington values near $698K, many homes here still qualify for FHA financing, which requires an FHA approved appraiser. Weston Groll at Apex Appraising is FHA approved and appraises Farmington regularly.
Who orders the appraisal in a divorce?
Either spouse can order one, attorneys often do, or the parties jointly retain one neutral appraiser, which courts generally prefer. The appraiser works for accuracy, not for either side, and may value the home as of today or as of a separation date. Weston provides independent divorce appraisals in Farmington that stand up to opposing review.
How long does a home appraisal take in Farmington?
Plan on under an hour for the inspection and a few days for the report. Apex averaged under 5 days from order to delivery in 2026 and was 100% on time in 2025. Deadlines for closings, court dates, or estate filings can usually be accommodated if you flag them when you order.